The financial resolutions that will doom you to failure in 2019

Source: Michelle Singletary, Washington Post

Fidelity Investments looked at what people say are their top financial resolutions for 2019. They want to, in this order: Save more money. Pay down debt. Spend less.

Here's the problem. You can't achieve your financial goals with vague promises. You need to be specific, and you have to have an actionable plan with a timeline.

Instead, rework the most popular financial resolutions using the SMART criteria. The acronym stands for: specific, measurable, attainable, relevant and time-bound.

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