Headline News Archive

2020

February

22

• Home improvement program with few protections Is exploding. A decade ago, if a Floridian wanted extra cash to replace a roof, install solar panels or a brand new air conditioner, the most common

13

• How to compare mortgage loan offers. Comparing loan estimates is essential in the home buying process.  First, request loan estimates from the multiple lenders you are considering. You will need

12

• Create a home office that doubles as a guest bedroom. Many people who work from home and occasionally host family staying overnight probably would prefer a separate room for each function. But the problem is

06

• What Is the QM patch, and what does It mean for mortgages?. The CFPB created a rule designed to protect borrowers from getting in over their heads with a lot of debt. This is known as the

05

• Workers are forming unions at nonprofits and think tanks. Nonprofit organizations would seem like fertile ground for workers hoping to organize. Magnets for younger, highly educated and idealistic workers, nonprofit groups have long been

• Trump touts economy as ‘the best it has ever been,’ despite data. President Trump’s State of the Union address had a lengthy section celebrating the U.S. economy, which has been growing for 11 straight years,

January

30

• Forced arbitration: A clause for concern. Whether you realize it or not, chances are you have agreed to arbitration on dozens of occasions, forfeiting your right to take problems—even

• House passes bill to overhaul credit reporting. The House passed legislation aimed at overhauling consumer credit reporting and providing additional protections and opportunities to rebuild credit.   The legislation includes language

• Meet the real estate underwriter your mortgage depends on. It's no exaggeration to say that a real estate underwriter, or in industry terms, a mortgage underwriter, is the most important person in a

• New rules gutting consumer watchdog from the inside. A new enforcement policy at the Consumer Financial Protection Bureau is the most recent example of an agency drifting away from its mission to police

29

• How to fix mistakes in your credit report. Your credit report is an important document that determines the amount you can borrow for a home. Your credit score is based on factors found

27

• CFPB limits its own powers against abusive conduct in new policy. The Consumer Financial Protection Bureau (CFPB) is putting limits on the ways that it will use its power to pursue banks and other financial companies

• Multifamily housing: An innovative avenue for first-time buyers. Long considered the domain of established real estate investors, multifamily properties increasingly are becoming a popular path to homeownership for some first-time home buyers. Many

• Does personal finance still work in our changing economy?. With a financial system so drastically shifting, what can we do about money?

• Tercera edad: Conozca los programas que le ayudan con el alquiler en California. Más de tres cuartas partes de las personas mayores de bajos ingresos de California, tienen problemas al pagar la renta.

16

• Trump's Opportunity Zone tax break is being investigated. A federal tax break meant to help poor communities that became a windfall for wealthy investors is being investigated by the Treasury Department, the agency

15

• When renting a home beats buying one. There are a lot of reasons someone may choose to rent rather than buy a home. But everyone’s circumstances are different and what

13

• There’s a brawl coming over government regulation. President Trump and his allies have vowed to dismantle much of the government’s regulatory superstructure, arguing that the costs are burdening U.S.

09

• California to unveil plan for consumer financial watchdog agency. After years of the Trump administration steadily rolling back federal consumer financial protections, California has decided enough is enough.  Details at this point are

• Trump administration rolling back Obama fair housing rule. Two years after it first began chipping away at a controversial fair housing rule issued by the Obama administration in 2015, the Trump administration announced that

08

• HUD releases proposal to weaken enforcement of fair housing laws. HUD on Tuesday published its proposed rule to roll back fair housing enforcement. The public now has 60 days to comment on the proposal, which advocates

06

• Buying a home in 2020? Here’s what you need to know. Buying a home remains, according to survey data, the American Dream. If that’s true for you, follow these recommendations if you’re

05

• Usted puede comprar ‘barato’ en L.A. pero no será dueño de su casa. En abril, una unidad de dos dormitorios en un complejo de cuatro pisos en Silver Lake de los años 20 se vendió por

04

• NJ pays hospitals to build affordable housing. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) made a groundbreaking announcement in 2018: it would begin partnering with hospitals around the state to encourage

03

• Stop abbreviating 2020. It leaves you open to fraud. The new year is giving scammers an easy way to forge documents, but you can protect yourself with an easy New Year's resolution: Stop